About Us

Created as an Austin, Texas-based nonprofit in 2020, Margin Institute serves Texas communities that have limited options from the traditional financial system, by enabling individuals and entrepreneurs to take charge of their financial lives.

Our Mission

Empower Texas' underserved communities to improve their lives and the lives of their neighbors.

What we are

  • A nonprofit

  • Provider of small low interest loans

  • Stepping into a lending gap unfilled by traditional lending services

  • Seeking individuals from underserved communities that want to improve their current financial situation

What we are not

  • Provider of grants

  • Investors in your business

  • Decision maker for your business

  • Making a profit from your loan